Finance Deals in Manitoba: September 2026
Ram finance dealsJeep finance deals
Dodge Durango and Chrysler Pacifica
Durango GT and GT Plus
Offer ends September 30, 2026
Durango GT Hemi V8
Offer ends September 30, 2026
Pacifica Select
Offer ends September 30, 2026
0% financing or the Consumer Cash: which is better for a Manitoba buyer?
Most new car deals in Manitoba come down to this one choice. Our posted prices already include the Consumer Cash, so choosing 0% means paying a higher price to get the lower rate. The effective rate under every 0% offer counts the Consumer Cash you give up as a cost of borrowing, so compare it with the standard rate. As a hypothetical, giving up $10,000 on $65,000 financed works out to about 4.9% over 84 months but about 8.4% over 48. So shorter terms, cash buyers and outside financing favour keeping the Consumer Cash.
Questions
What credit score do I need?
There is no published cutoff, because the program lenders weigh your whole file. Apply here with no obligation, or read our credit score guide.
Should I lease or finance?
Finance if you keep vehicles a long time or drive a lot, and lease if you want a newer one every few years. Our leasing or financing post works through it.
Is the price all in?
Yes. Manitoba law requires all in advertised prices, so ours include every fee and any Consumer Cash, with only GST and PST on top.
Details
Disclosure. Verified September 19, 2026. Each offer is a choice of one or the other: choose 0% and the price is higher by the Consumer Cash amount. *The effective rate counts the Consumer Cash you give up for 0% as a cost of borrowing. Your rate depends on the amount you finance. Effective rates assume: Durango GT and GT Plus $60,000 over 72 months; Durango GT Hemi V8 $75,000 over 72; Pacifica Select $55,000 over 72. Standard program rate 4.99% APR up to 84 months. Manufacturer program, September 1 to 30, 2026, on eligible new in stock 2026 vehicles. Financing on approved credit through RBC, TD Auto Finance or Scotiabank. On approved credit, 0% applies for the full term of the contract. It is not a deferred interest offer. Consumer Cash cannot be combined with low rate offers. Offers can change without notice. Prices are plus GST and PST. Manitoba Dealer Permit #4941. Check our current pricing here for the most up to date pricing information.
