Financing Archives - Dunn Ram Trucks

Is it worth fixing my truck or buying a new one? Weigh the repair against the truck's value and the year ahead. A guide for Manitoba truck owners.

Trade in high mileage truck in Manitoba? At 200,000, 300,000 or 400,000 km, rust, records, tires and the safety inspection matter more than the odometer.

Cosigner for a car loan Canada: what a cosigner owes, how the loan shows on both credit files, and what to try first. For Manitoba first time buyers.

0 financing vs cash rebate? Compare the total cost over the term, not the payment. A worked example for Manitoba buyers, plus when to pay cash instead.

Going over kilometres on a lease? How the excess charge works at lease end, how to estimate your real distance in Manitoba, and what wear gets charged.

Sell my truck to a dealership without buying one? Yes. Here is how a dealer cash offer works in Manitoba: the offer, the lien, the paperwork and plates.

Lease buyout or return? See how to compare your buyout figure with market value, when buying makes sense, and how to trade out of a lease in Manitoba.

Trade in vs private sale in Manitoba: what selling privately really costs in safety inspections, lien checks, tire kickers and payment risk, how RST works on a trade, and the simple math for when it stops being worth your weekends.

MPI pays your truck's fair market value in a write off. Your loan does not care what that number is. Here is how the gap actually opens in Manitoba, what WALKAWAY Total Loss Protection does, and when the honest answer is no. From a Portage la Prairie Ram dealer.

The payment frequency question every quote raises, answered honestly. What accelerated biweekly genuinely changes, why rate and term matter far more than the schedule, and the one question to ask about your quote.